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*Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 75% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. If you have IRS debts, you should explore tax relief alternatives.  Also explore debt relief alternatives such as debt consolidation, refinance and credit counseling to consolidate debt. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.  However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.

This testimonial is based on the experience of one person; you may not experience similar results. Sue from Denver, CO resolved her initial debt of $25,476.00 for $13,582.11 and paid $3,820.80 in fees, thereby completing her debt resolution program in 40 months. Creditors may impose interest & fees during the duration of the program. You must make all program payments for 24-48 months to see results.